One of the Specialized Services offered by Krishna Consultants is the Visa Assistance
for the Students applying to Foreign Universities. Our Director, Mrs. Nalini Agrawal
has extensive knowledge of Visa formalities and the typical questions that are asked
at the time of Visa processing. She personally gives the students an insight into
Visa requirements and guides them through the Visa documentation and the Interview
After getting Offer Letter from the University, a major task that remains is that
of getting Visa from the Consulate. A lot depends upon how you present yourself.
If you represent yourself in a befitting manner then the chances of rejection of
Visa are very slim. Here we help by preparing documentation, giving personalized
interview briefing services and taking mock question interviews. We are regularly
in touch with the Consulates about the latest Visa documentation and rules; hence,
we are always updated with latest developments taking place in this field.
The special features of our VISA CELL are:
- Expertise in documentation for VISA for all countries.
- Assisted more than 1000 students for Student Visa for US, UK, Canada, Australia,
New Zealand and many other European Countries.
- Assistance to students in VISA applications and procurement through :
- Mock Questions and Personal Interview Briefing.
- Arranging Finances.
- Complete Financial Documentation.
- Successful VISA for Rejected cases.
Providing VISA Assistance for all countries.
The students are provided with the details about how to go for the personal interview
and how to answer the questions, which are asked by the interviewer. The students
are provided with a list of Do’s and Don’ts, as pre and post departure
briefing. We also provide students with the list of documents required for Visa,
so that there is no mistake in the documentation part.
We do the documentation for Visas of all the countries including the appointment
scheduling, which takes place in Mumbai. Our Visa Cell for students provides the
able guidance of efficient Chartered Accountants for the complete financial documentation.
The Visa documentation includes filing of the Income Tax Returns, Bank Certification,
guidance for educational loans and bank finance etc. Other expert staff is constantly
at hand to help the students in every way.
Krishna Consultants has been successful in assisting for Visa to those students whose
Visas’ had been rejected by the Consulate. Till-date more than 1000 students
have successfully gone to different countries through our Consultancy. We have a
success rate of more than 95% in securing ‘Student Visas’.
What is VISA?
VISA is an approval that grants one the permission to travel to other countries
and also defines his/her status in that country. There are 2 main kinds of Visas,
Immigrant Visa and Non-Immigrant Visa.
People who are planning to migrate or settle down permanently in a particular country
of which they are not currently citizens require the Immigrant Visa. The Non-Immigrant
Visa is a temporary Visa, which does not permit one to become a citizen of that
country, but he/she can visit that country for a specified time. A student is required
to apply for a Non-Immigrant Visa.
Student Visas are issued for the period it takes the visitor to complete his/her
course of study, program or work assignment.
There are 4 requirements and 3 steps for obtaining a Student Visa:
The 4 requirements:
The 3 steps:
- Admission in a recognized University
- Provision of fees
- Financial capacity to meet lodging and boarding expenses.
Ties - financial and family, to make the student return to home country.
- First is scoring of high marks in the Test of English as a Foreign Language (TOEFL)
Examination or IELTS, if required by the University. The University may not insist
upon this exam or may admit a student with lower score but the Consular Officer
always feels that it is necessary for an Indian student to be proficient in English
- Having a valid Offer Letter from a foreign recognized and accredited University,
a student then needs to fill the Visa Application Form. Majority of the students
who apply for Students Visa have a grievance that without asking a single question
or looking at a single document out of the multitude of documents which they had
carried with them, their Visas were denied. A wrong notion is prevailing that the
decision taken by the Consular Officer without having a verbal talk with the student
or without seeing the documents cannot be a proper decision.
In the Visa interview, which is the third and the last step, the applicant of a
Student Visa should know that his Passport, Bank Certificates and Offer Letter reveal
all necessary particulars to the Consular Officer. The Passport shows whether the
student had earlier applied for any category of Visas for any country, whether the
student had traveled earlier to any country and, if so, to what countries and as
what? Offer Letter reveals the particulars about the Student and the University
and the duration and status of the course. Similarly, Bank Certificates show the
financial data to pursue that course and the source of the student's financial support.
Documents Required in Applying for VISA ( for any country):
Following are some of the basic documents that are required by the student intending
to study abroad, while applying for VISA of any Country: -
- Visa Application Form (varies from country to country & is available at Consulate
Office/Embassy of particular country which are located in major cities of India)
- Visa Application Fees (varies from country to country. These are non-refundable
& payment can be made by way of Demand Draft in Indian Rupees drawn in favour of
- Confirmed Unconditional Offer Letter/Acceptance Letter/ I-20 from the educational
institution (University/College) in the foreign country.
- Scholarships and awards secured, if any
- Score Sheets of TOEFL / IELTS / SAT / GRE / GMAT Examinations.
- Academic Mark Sheets (from 10th Class onwards)
- Other Academic Papers
Financial Documents (for proof of financial solvency of student’s parents/sponsor’s
indicating that they can finance the cost of his/her studies in foreign country
which includes tuition fees & living expenses during the period of stay in abroad)
Important Tips for Visa Interview
The Visa interview is the grand finale for all the students who intend to study
abroad. A student may go on any day for the Visa interview, in general in the 90
days period prior to the expiry date mentioned on the Offer Letter/Letter of Admission
/ Acceptance or the I-20. However, certain Countries do not have this 90 days prior
period restriction also. One can apply even earlier.
Often the most deserving students fail to get Visas, as they do not know how to
present their evidence before the consulate office and due to insufficient documentary
proofs they fail to perform at the Visa interview. We at Krishna Consultants believe
that a good preparation and systematic Visa file containing all the Documentation
required helps a student to reply promptly and confidently at the Visa interview.
We assist the student in this respect by conducting mock interviews to ensure that
a student is confident, clear and not only thoughtful but also truthful in the Visa
Student should tackle the questions asked tactfully. The following are some of the
regular questions asked at the interview and the student should be able to confidently
reply to them:
Q. For what purpose are you going abroad ?
Q. Why are you leaving India?
Q. Why shall you return back to India?
Q. What are the expenses involved for your trip?
Q. Who is going to bear all your expenses and How? / Who are your
[NOTE: The Questions given above are only meant as a glimpse to the student, however,
there is a combination of over 1000 questions that can be asked. Our Visa guidance
covers all the possible types of questions and we thoroughly train you in properly
Basic Logic behind Visa Interview
The officer at Consulate/Embassy taking the Visa Interview is basically interested
in three things. These are :-
If a student is able to convince the interviewer on the above three typical questions,
getting a Visa will not be a difficult issue.
- Whether your purpose is genuine that is higher studies in abroad.
- Whether your family/sponsor have enough financial resources to finance your studies
& living expenses during your stay abroad &
Whether you will return to India or not after completing your education. (answer
should be ‘yes’)
Student Loan as a Sponsorer
An increasing number of financial institutions are offering newer and better education
loan schemes at competitive rates of interest. Generally, the repayment starts within
six months after completion of the study programme or one month after securing a
job, whichever is earlier. Moratorium for graduate studies is 5 years and 2 years
for postgraduate studies. It is much easier getting a loan for an MBA, engineering
or medical degree than for graduation in another discipline. Although HDFC, ICICI
and Citibank offer 'education loans', these are offered only as a 'top-up' loan
to home loan borrowers by many financial institutions. Their rates are also not
attractive. Mostly, the maximum amount sanctioned is Rs. 7.50 lakh for inland studies
and up to Rs.15 lakh for studying abroad. The rate of interest varies between 11.5
and 14.25 %. The interest charged, up to Rs 4 lakh, is on the Prime Lending Rate
(PLR), which prevails all through the sector, with no option of a floating rate
The margin money up to Rs 8 lakh is nil, but over this, some banks charge 5 percent
for inland studies and 15 percent for studies abroad. This component is highly negotiable.
The actual disbursement (after deducting processing fees etc.) comes to about 90
percent of the loan amount and covers everything from cost of stationary to travel
in case of study abroad. The disbursement is made either in one go or term-wise,
in installments, directly to the college/ institution.
Presently, no bank is financing distance education/ correspondence/ certificate
courses. Some banks also seek insurance cover for all student-borrowers and insist
that the parents' age should not exceed 55 years. The Bank Education Loan will be
released after you get the Visa. One has to give Collateral Security of House property
of market value nearing to 100% to get Educational Loan.
Some of the Banks take LIC of the Education Loan amount of the student then one
does not have to give Collateral Security. However, one has to pay premium on it.
Documents Required for Educational Loans
- Mark sheets of the last qualifying exam.
- Proof of admission.
- Schedule of expenses for the programme.
- TOEFL/ GMAT/ GRE / IELTS score sheets (if any).
- Copies of letter confirming scholarship (if any).
- Two passport size photographs.
- Statement of bank account for the last six months.
- Income tax assessment proof.
- A brief statement of assets and liabilities.
Proof of birth and residence.
Proposal for Education Loan from Bank (an example)
Amount in Pounds(£)
Amount in Rs.
Living & Accomodation
Bank Finance (85%)
Own Margin (15%)
Quick Guide to Visa requirements for Major Countries:
Pre Visa assessment
Students of non-gazetted countries like India are required to apply for Pre-Visa
assessment before enrolling in a course of study or paying the course fee. This
process assesses the student's intention of undertaking full-time studies in Australia
and fulfilling the Visa conditions.
These are some of the factors that are looked at in determining the genuineness
of the student :
- The student's academic background and/or relevant work experience
- The student's level of English
- The relevance of the course to one's future employment
- Availability of any similar course in one's home country
- Whether the student has sufficient money to cover his expenses in Australia
The student's immigration history and ties with Australia
After the Visa officer approves the PVA application, the student will be advised
in writing to proceed with the payment of tuition fees and health cover and undergo
Students have to undergo a medical check-up to satisfy health requirements. They
also need to have health insurance cover for the time they are in Australia. The
Overseas Student Health Cover (OSHC) provides medical and hospital insurance for
overseas students and their dependent. To arrange for the OSHC, students can pay
the OSHC premium to the institution, which will then arrange to pay the health insurance
cover on their behalf.
If the above conditions are not complied with, the Australian Government can cancel
- Valid passport
- Completed Form 157 A
- Completed Supplementary Questionnaire
- A pre Visa approval letter issued by the Australian High Commission.
- Application Fee of Rs. 16,100.00 in the form of a Draft payable to "Australian High
Commission, New Delhi"
- Letter of Offer / provisional acceptance issued by the Australian Educational Institution
(original and copy) for a full time course. The institution should be registered
with the Australian Government to offer courses to overseas student.
- Educational testimonials (mark sheets and certificates)
- Evidence of payment of overseas student health insurance cover.
- A letter from sponsor (where appropriate) -original and copies- which should include
- His / her relationship with you
- Letter from the sponsor's employer (If employed)
- Details of his / her other dependents
- Personal bank statement of the sponsor
Any other documents pertaining to financial standing
- Evidence of your / your parents financial support (even where another sponsor is
supporting the application) which should include:
A number of conditions are attached to the student's Visa. These are:
A statement from a Chartered Accountant (with his registration /membership number)
of immovable and moveable assets owned by you / your parents.
- The student must satisfy the course requirements and maintain a valid enrolment
- Students must attend at least 80% of their classes.
- Students must achieve a satisfactory academic performance.
- The student cannot work for more than 20 hours per week while studying. They can
however work full-time during vacations.
The student must study with the education provider where he initially enrolled for
the first year of the course or for the entire duration if the course duration is
less than one year.
2) NEW ZEALAND:
You need to complete the Application for Student Visa Form. These are available at the New Zealand High Commission and your local travel/education agencies. Along with this Application Form, you will need to include:
- Your passport, which must be valid for the entire period of time for which you are applying to study
- Your recent passport-sized photograph.
- Payment of a non-refundable Visa application fee
- An 'Offer of Place' from a New Zealand education school or institution which states:
- that you have been accepted by the school
- the name of the course
- the minimum time to complete the course
- whether a course fee is required to be paid or the student is exempt from the fee (for example, scholarship students).
(This 'Offer of Place' will be sent to you by the New Zealand Institution, which has confirmed your enrollment.)
- Evidence of payment of course tuition fee or evidence of exemption from fee.
- A guarantee of accommodation. A written assurance from a New Zealand education institution or other persons that suitable accommodation is available to you in New Zealand.
- Evidence that funds are available for your maintenance throughout your stay. One of the four is acceptable as evidence :
- A completed 'Sponsoring a student' form, in which your sponsor gives a financial undertaking that he or she can transfer to New Zealand NZ $10,000 a year: this amount is considered minimum for a year's living expenses.
- A letter from your educational institution confirming that your living expenses have already been paid for as part of your fees.
- A bank document showing that funds of the required amount will be available to you in New Zealand ($1250 for each month of your stay for short term study, $15,000 a year for long term study)
- An award of a full New Zealand scholarship
- You will need to provide medical clearance and character references only for courses which are longer than 24 months. Contact the New Zealand High Commission for further information on this.
Students will only be issued with a student Visa if they have enrolled in an approved course at an institution or establishment, which is accredited to offer it.
If you intend to study in New Zealand for more than 24 months, you will need:
- Completed New Zealand Immigration service medical and chest X-ray certificates
- Character clearances, which must be two original character references (if under 17 years of age), or a local police clearance (if you are 17 and over). You will be advised of the procedure for obtaining these by the New Zealand government office.
- 4 Passport size Photograph in white background.
- All supporting documents of foreign languages MUST be officially translated into English.
- ICA-IMM16 Form : Applicant’s signature MUST match with passport.
- ICA-V36 Form :>To declare all applicant’s educational and working history. To submit all supporting documents. All gaps to be filled.
- Applicant’s Passport : Expiry date must be less than 6 months.
- Applicant’s Birth Certificate: Both parents’ names & applicant’s name must be spelt exactly the same as the names shown in applicant’s passport.
- Affidavit of Name (if applicant’s name in BC differs with passport).
- Applicant’s Marriage/Divorce Document (if married/divorced).
- Applicant/Parent’s Valid Bank Statement/s:
Acceptable Funds: Education loan/FD/Bank Balance
Diploma – Rs 6 Lacs, PG Diploma – Rs 7 Lacs
Bachelors – Rs. 8 Lacs, Masters - Rs 10 Lacs
- One day old funds will also be sufficient and documents must not be issued more than 3 months ago.
- Student must submit full documents preferably 4 weeks before course commencement date.
- University/ College will lodge student pass application electronically with ICA (Immigration & Checkpoint Authority)
- Agent to ensure student signs on every single page of both the student Contract & Advisory Note. Agent to scan back to University/Institution.
- It will take 3-4 weeks to process student pass application.
- Once application is successful ICA issue approval letter.
- After receiving approval letter student has to pay 1st installment of fees.
- After receiving payment University will issue student pass.
- University generally allow one weeks extension in case of delay in Visa.
If you wish to apply for an entry clearance you should fill in Form VAF3 and
Student Questionnaire which you can get free of charge from the nearest British
Mission offering a Visa service. Your application form has to be submitted in personal
by the student due to Bio-Metric Process.
- Your passport
- Two recent passport-sized photographs
- The Visa fee which is non-refundable
- Any relevant diplomas or educational certificates which you hold
- A letter from the University or college confirming your acceptance for the course
of study in the UK and a statement of charges for the course
Evidence of Government sponsorship (if appropriate) Fees must be paid in local currency.
One should not send cash through the post, but bank drafts, postal or money orders
payable to the mission may be enclosed.
In addition to the above listed documents you may be asked for:
- Evidence of funds to pay for your stay and your course of studies in the UK or
A letter from your host or sponsor in the UK to say that she / he will support and
accommodate you during your course of studies, together with the evidence that he
/ she can do so.
List of Documents required in original from Student for U.K. Drop Box Visa
- Original Passport with a Xerox copy.
- Application Form VAF3 and Student Questionnaire
duly completed and signed by the applicant.
- One recently taken photograph in
white background. Full Face without sunglasses & both ears should be visible.
Visa Application fee of Rs. 8450/- in the form of a Draft.
- Unconditional Offer
Letter specifying course fee and living expenses from University.
Receipt from University towards Tuition fee deposit and copy of Demand Draft.
Acknowledgement of Accommodation Deposit paid to the University.
- A copy of Accommodation
Form dully filled and Confirmation letter received (if any).
- Marksheets & Degree
certificate of graduation and Post graduation.
- Copy of Marksheet and Diploma Certificate of Xth and XIIth Class.
- Resume of Applicant.
- Experience Certificates from
previous and current employer.
- Original documents regarding your financial savings,
Income Source and Tax returns and Immovable and Movable Property in India.
After you have received an unconditional letter of acceptance from a Canadian College
or University, you are required to obtain a Student Authorization and Visa. It generally
takes two months for the Visa to be processed. Submit the completed application
form along with the necessary documents to the immigration section of the Canadian
High commission. All the documents submitted must be either original or photocopies
notarized and witnessed by a notary public or a magistrate or the Canadian Immigration
Officer, and be accompanied by a duplicate copy.
The following documents are required to be submitted along with the Completed Student
- Official letter of acceptance from Canadian University, college or technical institute
- Passport, which must be valid for at least one year from the planned date of entry
- Non-refundable Visa processing fee
Sufficient funds to cover all your expenses including transportation to and from
Canada, tuition fees and a minimum of C$10,000 for your first year's living expenses,
in the form of bank statements, affidavits of support, proof of income, tax returns
and documentary evidence of scholarships.
Submission of the completed application form is followed by:
- Interview - An interview with a Canadian Visa Officer may be required. If this is
the case, you will be advised in writing of the time and place for the interview.
Medical examination - The Canadian high commission will issue medical instructions.
Students and accompanying dependants must pass a medical examination.
If you want to study in Quebec, you must obtain a Certificate of Acceptance (CAQ)
from the Quebec government in addition to the student authorization. The CAQ applications
are available at the CEC and from the institutions in Quebec. Full-time International
students are permitted to work on campus (20 hours per week).
Indian students who wish to go to the USA temporarily for study must first obtain
a Visa. Virtually all non-immigrant Visa applicants are required to present sufficient
documentation to demonstrate their economic and social ties in their country of
origin. It is important to note that the burden of proof is on the Visa applicant.
It is your responsibility to prove that you can pay for the stay and that you have
social and economic ties to India that are strong enough to bring you back promptly.
Visa Application fees :
Non-Immigrant Visa Application Fee US $131 in Indian Rupee equivalent at consular
rate of exchange. Rupee amount at current rate of exchange (Rs. 40/-) is Rs 5,240/-
and Non-refundable VFS Service Charge of Rs.322/-. Both the visa fees are non- refundable.
Prior to confirming a visa interview appointment online, you need to pay the visa
application fee at a designated branch of HDFC Bank before scheduling the online
interview date and obtain a Visa Fee Receipt from HDFC Bank. You can proceed to
make an appointment 2 working days after date of issue of fee receipt by HDFC Bank.
You will need to use the barcode number from your HDFC Bank Fee Receipt in order
to schedule an appointment. The visa fee receipt must be used to schedule an appointment
within one year from date of issue. The Visa Application Forms along with the checklist
of documents has to be submitted to VFS prior to the interview.
List of Documents required in original for Student Visa
- Passport should be valid for at least six months.
- One recently taken photograph in white background. The Photograph should measure
2 inches square (roughly 50-mm square) with the Head centered in the Frame. Full
Face without sunglasses & both ears should be visible. Photos with colored,
dark or patterned background will not be accepted. Photos should be printed without
- Visa fee receipt issued by HDFC bank and interview appointment letter.
- Form I-20 in original, approved and signed by the University authority.
- Relevant test scores, e.g. GRE & TOEFL or SAT / GMAT (As the case may be).
- Original printout of receipt of SEVIS fee paid of $ 100 (Non refundable).
- Original degree certificates along with marksheets of previous institutions attended.
(10th, 12th & Bachelors).
Experience Certificates from previous and current employer.
An F-1 applicant must have evidence of sufficient and readily available funds to
meet all expenses for the first year of study, and that barring unforeseen circumstances
adequate funds will be available for each subsequent year of study.
You must have completed a course of study required for enrollment at the level of
study contemplated, and present transcripts of at least two years of academic work
completed. External examinations like TOEFL, GRE, SAT and GMAT help to establish
your seriousness as a student. In addition, you must demonstrate during the Visa
interview that you have sufficient English language capability for your intended
course of study in the USA.
About Visa Stamping :
Decision about one's case can be known after an interview. If you are issued a visa,
your passport will be returned to you via courier. In almost all cases the Visa
is ready on the same day. You can collect it across the VFS counter between 4.00
PM and 4.55 PM. The Consulate is closed on American and Indian holidays. One should
apply for the Visa at least two weeks before one plan to travel.
6) Switzerland Visa Process
The application has to be submitted to the Swiss Embassy which will then be forwarded to the
Cantonal authority, in Switzerland. The whole process takes 6 to 8 weeks.
Please note that effective April 05, 2010, a valid travel document has to satisfy the following criteria: (a) its validity shall extend at least three months after the intended date of departure from the territory of the Member States or, in the case of several visits, after the last intended date of departure from the territory of the Member States; (b) it shall contain at least two blank pages; (c) it shall have been issued within the previous 10 years.
- Three Only Typed written applications forms will be accepted, fully completed and signed by the applicant.
- Valid passport with available pages for visa sticker and of “standard” quality (not damaged, torn, faded etc). Will be handed back to you after the interview.
- Your previous passport. If available
- 2 copies of the valid visas (if any)
- 4 new passport sized photographs (size 35-40mm in width, no copy or scanned photograph). 3 photographs should be pasted on the three forms and the other photo to be given along with the application. Stapled or pinned photographs would not be accepted.
- The following documents have to be submitted in original as well as two sets of copies of the same:
- A curriculum vitae including an explanation of the intentions of the applicant in Switzerland
- An attestation from the school/college/university in Switzerland (acceptance letter)
- Receipt of payment of school fees from Switzerland
- If available, IELTS (International English Language Testing System) Certificate
- Type-written declaration by the applicant stating that he/she will return to India on the completion of his/her studies
- Affidavit/covering letter on business letterhead from the sponsor stating that he/she would bear the study expenses.
- Evidence of financial resources (Bank statement/Certificate, Income-Tax papers) of the applicant or the person who sponsors his/her education. Fixed Deposits will not be considered.
- Letter from the bank confirming that the loan (if any) has been sanctioned
- Proof of academic qualification (Certificates, diplomas)
- Copy of the valid visas (if any)
- Copy of the passport (front & last page)
For any Visa enquiry or further details, please feel free to contact us at:
‘Krishna’ Plot No. 10/2,
I.T. Park, Behind Infotech Tower.
Opp. V.N.I.T. Engineering College,
Parsodi, Nagpur - 440022.
Ph: +91 - 712 – 2222061/62
Fax: +91 - 712 - 2222063
Alternatively, you can save your details in our student ‘Application
/ Visa Form’.