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Cost of Education and Living in Dubai - A Complete Breakdown

Aug 05, 2025

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Dubai City has been on the vision board of many aspiring study abroad students for its quality and safe education, top-class lifestyle, and the scope it offers for both professional and personal growth. If you’ve been waiting for a sign to pursue this dream, consider this blog the one.

Often, confusion around the cost holds back countless students from turning this aspiration into reality. But once you have a clear picture of what things actually cost, you’ll be able to plan better - and live the life you’ve only seen others experience.

This blog is the clarity you’ve been seeking to plan your future in Dubai. It breaks down everything you need to know about the cost to study in Dubai in detail.

Table of Content:

  1. What Makes Education in Dubai Affordable?
  2. Overview of the Cost of Education and Living in Dubai
  3. Average Tuition Fees Required to Study in Dubai
  4. Average Monthly Living Expenses in Dubai
  5. Scholarships to Study in Dubai
  6. Part-time work to reduce the Cost of living in Dubai
  7. Popular Student Part-Time Roles and Typical Pay in Dubai
  8. Affordable Universities in Dubai for International Students
  9. Currency, Payment Methods and Budgeting
  10. Tips to Save Money as an International Student in Dubai
  11. Your Dubai Cost Guide Starts with KC Overseas
  12. FAQs

What Makes Education in Dubai Affordable?

Before we dive into the numbers, let's take a look at why education in Dubai is more affordable than you might think.

  • Government Support - Dubai’s government offers initiatives to support international students, helping to make education more accessible.
  • Availability of Scholarships and Financial Aid - There are various scholarships and financial aid options to help students reduce their tuition and living costs.
  • Part-Time Work Opportunities - Students can work part-time, easing the financial load while gaining valuable work experience.
  • Student Discounts - Dubai offers plenty of student discounts, from transportation to shopping, to help stretch your budget.

Overview of the Cost of Education and Living in Dubai

Studying in Dubai is a valuable investment with a clear cost structure. The cost to study in Dubai typically ranges from AED 30,000 to AED 80,000 per year for tuition, depending on the program and university. Living expenses, including accommodation, food, and transportation, generally range from AED 2,500 – AED 4,500 per month. With careful planning, students can manage these expenses and make the most of their experience in this dynamic city.

Average Tuition Fees Required to Study in Dubai

While we’ve covered the basics above, taking a closer look at the tuition fees for bachelors, masters in Dubai and other study levels will give you a better understanding of what to expect and help you plan accordingly.

Average Tuition Fees for Bachelors in Dubai

  • Range: AED 35,000 to AED 70,000 per year

Popular Fields of Study

Indicative Costs

Business & Management

AED 40,000 – AED 60,000 per year

Tech, Engineering & IT

AED 50,000 – AED 70,000 per year

Humanities & Social Sciences

AED 35,000 – AED 50,000 per year

Average Tuition Fees for Masters in Dubai

  • Range: AED 40,000 and AED 100,000 per year

Popular Fields of Study

Indicative Costs

Business & Management

AED 60,000 – AED 100,000 per year

Tech, Engineering & IT

AED 70,000 – AED 100,000 per year

Humanities & Social Sciences

AED 40,000 – AED 80,000 per year

PhD Tuition Fees

PhD programs in Dubai are research-focused and generally span 3 to 5 years. The tuition fees typically range from AED 60,000 to AED 120,000 per year, varying based on the university, research area, and duration.

Average Monthly Living Expenses in Dubai

Living in Dubai as an international student can be manageable with the right budgeting. Here's a quick look at the average monthly expenses you should be prepared for:

Expense Category

Average Monthly Costs in AED

Accommodation

AED 2,500 – AED 4,500

Transportation

AED 100 – AED 300

Food & Groceries

AED 500 – AED 1,200

Utilities & Internet

AED 300 – AED 700

Health Insurance

AED 200 – AED 600

Miscellaneous

AED 300 – AED 600

Now, let’s take a closer look at the key factors that substantially contribute to your monthly living costs in Dubai.

Accommodation

Accommodation is one of the biggest contributors to monthly living expenses in Dubai. Shared off-campus apartments are usually the most budget-friendly, costing around AED 3,000 to AED 4,500 per month. For those who prefer more privacy, private apartments can range from AED 5,000 to AED 7,000 or more, depending on the size and location. University dormitories are another popular choice, typically priced between AED 5,000 to AED 6,500 per month, offering convenience and campus proximity.

Transportation

Another significant element of living costs in Dubai is transportation. Students can choose from flexible options like the metro, buses, and taxis. A monthly student travel pass can make commuting affordable, typically costing between AED 100 to AED 300, depending on the zones covered.

Food and Groceries

Food and groceries in Dubai generally range from AED 500 to AED 1,200 per month, covering your essential supermarket shopping and occasional meals at local eateries.

Utilities and miscellaneous

Utilities and internet generally cost around AED 300 – AED 700 per month, covering electricity, water, gas, and basic internet plans. Miscellaneous expenses such as leisure, shopping, and personal items often range between AED 300 - 600 monthly.

Other Expenses to Consider

Don’t forget one-time costs like airfare (approx. AED 1,500) and student visa fees (around AED 7,000) when planning your budget.

Note: These costs are indicative and may fluctuate based on lifestyle choices, location, and personal preferences.

Scholarships to Study in Dubai

While all these numbers might seem daunting, there’s good news: the cost to study in Dubai can be significantly reduced through scholarships. From university-sponsored awards to government-funded grants, plenty of opportunities exist to help you manage your expenses. Below are just a few scholarships to study in Dubai to consider:

Scholarship Name

Offered By

Coverage/Benefits

Mohammed bin Rashid Al Maktoum Foundation ScholarshipMohammed bin Rashid Al Maktoum Foundation

Covers full tuition, fees, books, housing, travel, etc.

Outstanding Academic Excellence ScholarshipUniversity of Wollongong in DubaiCovers 15–25% of tuition fees per semester for high-achieving undergraduates
Sports & Community Engagement ScholarshipHeriot-Watt University DubaiUp to 30% off tuition for foundation, undergraduate and postgraduate students with notable extracurricular achievements
Academic Excellence ScholarshipCurtin University DubaiUp to 50% scholarship on tuition for students demonstrating outstanding academic performance

Part-time work to reduce the Cost of living in Dubai

Taking up part-time work alongside your studies is a practical way to lower your monthly expenses. As an international student in Dubai, you’re allowed to work up to 15 hours per week during term time and 40 hours per week during academic breaks. This not only helps with living costs but also builds your skills and resume.

Popular Student Part-Time Roles and Typical Pay in Dubai

Role

Average Pay (AED/hour)

Event Staff

30–50

Food & Beverage Staff

20 – 30 (+ tips)

Private Tutor

50 – 100

Delivery Rider

15 – 25 (+ tips)

Freelance Content Writer

50 – 150

Note: The pay rates listed above are indicative and may vary based on employer, experience, and seasonal demand.

Affordable Universities in Dubai for International Students

Here are a few universities in Dubai that are quite affordable and offer quality education for international students. These institutions strike a good balance between tuition costs and academic value, making them popular choices among budget-conscious students.

  • Middlesex University Dubai
  • Murdoch University Dubai
  • Symbiosis International University Dubai
  • Curtin University Dubai
  • American University of Ras Al Khaimah
  • BITS Pilani Dubai
  • Manipal Academy of Higher Education (MAHE), Dubai
  • University of Hertfordshire

Currency, Payment Methods and Budgeting

Moving to a new country can feel overwhelming when it comes to managing money, but understanding Dubai’s system makes it simpler. The official currency is the Emirati dirham (AED), so start by arranging a reliable way to exchange your funds. In daily life, credit and debit cards (Visa, Mastercard) are widely accepted from cafes to bookstores, and contactless payments are standard.

For public transport, the Nol card covers metro, bus, tram, and parking fees with a single tap. To stay on top of your finances, set a monthly spending limit, track expenses with a simple app, and keep a small emergency fund in dirhams. With these basics in place, you’ll feel confident planning and budgeting for your time in Dubai.

Tips to Save Money as an International Student in Dubai

Living in the vibrant city of Dubai as an international student offers exciting opportunities! With a bit of planning, you can enjoy this global hub while keeping your finances in check. Here's how to make the most of your dirhams:

  • Embrace the metro and public buses instead of taxis, not only will you save cash, but you'll also discover hidden gems of the city that tourists miss!
  • Master the art of meal prep and potluck dinners with fellow students. Share cooking duties and explore affordable local eateries together.
  • Take advantage of student discounts everywhere, from attractions to shopping outlets. That student ID is your golden ticket to savings!
  • Hunt for free events, museum days, and beach outings. Dubai offers plenty of no-cost entertainment if you know where to look!

Your Dubai Cost Guide Starts with KC Overseas

To wrap up, understanding the costs involved in studying in Dubai is the first step towards making your dream a reality. Studying in Dubai doesn’t have to feel out of reach. With the right planning and smart budgeting, you can confidently turn your study abroad dream into a reality. Let the numbers guide you, not stop you. Your journey to Dubai starts with clarity, not confusion. Get in touch with our experts today to start yours!

FAQs

How can I manage unexpected expenses while studying in Dubai?

Managing unexpected costs can be tricky. It’s important to have a contingency fund and track your expenses closely. Using budgeting apps or seeking financial advice can also help.

Are there any additional costs for students that I need to consider when applying to universities in Dubai?

Some hidden costs might include entertainment, leisure activities, and occasional travel expenses. It's a good idea to plan for these extra costs and adjust your budget accordingly.

How do I compare the cost of living in different areas of Dubai as an international student?

Living costs can vary greatly depending on the area. Areas like Dubai Marina or Downtown Dubai tend to be more expensive, while areas like Al Barsha or Deira may offer more affordable accommodation options. It’s essential to research neighbourhoods that fit your budget.

How much can I save while studying in Dubai?

The amount you can save depends on your lifestyle, spending habits, and income from part-time work. On average, students who budget effectively and take advantage of discounts and part-time work opportunities can save a reasonable amount.

Do I need to open a bank account while studying in Dubai?

While it’s not mandatory, opening a local bank account is recommended for easier transactions and receiving salary payments for part-time work. Many banks in Dubai offer student-friendly accounts with low fees.

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