May 17, 2025
New Zealand has solidified its status as a premier destination for international students, offering world-class universities, globally recognized qualifications, and a safe, welcoming environment conducive to academic and personal growth. The country's education system emphasizes critical thinking, collaboration, creativity, and innovation, preparing students to excel in their chosen fields. Beyond academics, studying in New Zealand offers a great quality of life and helps students maintain a healthy work-life balance after graduation.
In 2024, New Zealand's international education sector experienced significant growth, with 73,535 international student enrolments recorded between January and August, surpassing the total enrolments for 2023. This 24% year-on-year increase underscores the country's growing appeal among students worldwide. The numbers are fascinatingly growing in 2025, with scholarships and education loans making it easier for students to manage their cost to study in New Zealand. This comprehensive guide delves into the various costs associated with studying in New Zealand, providing clarity for prospective students planning their educational journey.
Table of Content:
1. Tuition fees in New Zealand for international Students
2. Cost of Living in New Zealand for International Students
3. Accommodation Cost In New Zealand for International Students
4. New Zealand Student Visa Fees
5. Cost of Insurance and taxes in New Zealand
6. Scholarships to study in New Zealand
7. Few money-saving hacks
8. Affordable Universities in New Zealand for International Students
9. FAQs
Tuition fees typically refer to the cost of your studies at a New Zealand university or college. These fees depend on the institution you choose and the type of course you enrol in.
Moreover, your tuition fees also depend on your level of study. The table below gives you a clear idea of New Zealand University's fee structure for the different programs they offer:
| Study Level | Annual Tuition Fees (NZD) |
| Diploma/Certificate | 12,000 - 18,000 |
| Bachelor's Degree | 22,000 - 55,000 |
| Master's Degree | 19,000 - 71,000 |
| PhD | 6,500 - 9,000 |
Note: These costs are indicative and can fluctuate depending on the university, course specialization, and other factors. Always check with the specific institution for the most accurate and up-to-date fee information. To save the hassle, get in touch with us for complete guidance to study in New Zealand.
When planning to study abroad, understanding the cost of living is just as important as tuition fees. New Zealand offers a high quality of life, but the cost of living can vary depending on the city, lifestyle, and personal preferences. International students typically spend on accommodation, food, transport, and personal expenses.
On average, students can expect to spend between NZD 1,200 to NZD 1,800 per month for living expenses. However, this figure can vary, especially if you're living in cities like Auckland or Wellington, where costs tend to be higher.
Below is an indicative breakdown of typical monthly living expenses in New Zealand:
| Expense Category | Monthly Indicative Costs (NZD) |
| Accommodation | 700 – 1,200 |
| Food | 300 - 600 |
| Transport | 100 - 200 |
| Personal Expenses | 150 – 300 |
| Internet & Utilities | 100 – 150 |
| Health Insurance | 100 – 160 |
| Study Materials & Stationery | 50 – 100 |
Note: These costs are indicative and can fluctuate based on the city you reside in and your lifestyle. It’s important to factor in any additional costs for things like leisure activities or travel.
Accommodation is one of the most substantial components of a student’s living expenses in New Zealand. The cost of housing can vary significantly depending on the type of accommodation and the city you choose to live in. Below is a breakdown of the typical accommodation options available to international students:
| Accommodation Type | Indicative Cost (NZD per week) | Description |
| On-Campus Accommodation | 350 - 500 | University-managed housing with meals included. |
| Shared Rental (Flatting) | 140 - 250 | Renting a house or apartment with other students |
| Homestay | 200 - 300 | Living with a local family, including meals. |
| Private Rental | 250 - 400 | Renting your own apartment or house independently. |
| Student Hostel | 180 - 350 | Affordable student-focused dormitory-style rooms. |
As an international student planning to study in New Zealand, securing the right student visa is essential. There are a few key visa types that are commonly used by students. The table below highlights the most relevant student visa options, including their purpose, validity, and associated costs.
| Visa Type | Purpose | Validity | Cost (NZD) |
| Fee-Paying Student Visa | For international students enrolling in full-time courses | Up to 4 years | NZD 850 |
| Pathway Student Visa | For students completing a series of courses leading to a qualification | Up to 5 years | NZD 395 |
| Foreign Government-Supported Student Visa | For students sponsored by their home country's government | Depends on the Program | Application Fee: NZD $750 Immigration Levy: NZD $265 |
In general, the fee-paying student visa is an ideal choice for Indian students.
Note: Visa fees may vary, so check Immigration New Zealand for the latest updates.
Having medical insurance before starting your course in New Zealand is mandatory for all international students. The cost of medical insurance typically ranges from NZD 200 to NZD 800 per year, depending on the provider and coverage.
And, speaking of taxes, as an international student, you need to pay a certain amount as tax if you earn any sort of revenue while studying and living in this foreign land. Furthermore, ensure that you get your IRD (Inland Revenue Department) number to pay the taxes.
To get this number, you can either register online on the IRD’s official website or call New Zealand’s Inland Revenue Department. Presently, the tax rate starts at 10.5% for earnings up to NZD 15,600, with higher rates applicable for greater income.
Pursuing higher education in New Zealand is a rewarding experience, and securing a scholarship to study in New Zealand can make it more affordable. The country offers various scholarships to support international students in their academic journey.
Here are some key scholarships available:
Securing a scholarship to study in New Zealand can ease financial burdens, allowing students to focus on their education and future goals.
Tips and hacks to save a few dollars –
By following these tips, you can make your student life in New Zealand more affordable!
After considering the costs of studying in New Zealand, one of the most important questions that might come to mind is: Which universities offer quality education at an affordable price for international students? Here's a list of some of the best and most affordable universities in New Zealand for international students.
In a nutshell, the cost to study in New Zealand can fit your budget easily if you plan your finances accordingly and consider all the details mentioned above. Furthermore, do not forget to try out the tips and hacks for saving up a few dollars in a foreign country to make it a great experience overall.
Trying to understand and plan so many costs can get daunting, reach out to KC Overseas to find the university and course that best fit your budget, along with scholarships and funding options that can substantially reduce your cost to study in this gem of a country – New Zealand. Contact Now!
Que 1. Are fully funded scholarships available to study in New Zealand?
Yes, fully funded scholarships are available to study in New Zealand. These scholarships, often offered by the New Zealand government and universities, cover tuition fees, living expenses, and other costs. They are highly competitive, so it's important to meet eligibility criteria and apply on time.
Que 2. Where can I get a New Zealand University list for affordable higher studies?
You can find a comprehensive New Zealand university list for affordable higher studies by researching online or reaching out to experts. At KC Overseas Education, we can help you find the best universities in New Zealand that fit your budget, along with suitable courses and scholarship options.
Que 3. Why is studying in New Zealand is affordable than other top study-abroad destinations?
Studying in New Zealand is often more affordable than other top study-abroad destinations because of lower tuition fees, affordable living costs, and various scholarship opportunities. The country offers high-quality education without the hefty price tag of some other popular study destinations.
Que 4. Which cities in New Zealand are the most affordable ones for higher education?
In New Zealand, cities like Hamilton, Dunedin, and Christchurch tend to be more affordable for students, offering lower living costs compared to larger cities like Auckland and Wellington. However, each city has its own advantages depending on your preferences and course.
Que 5. What are the key factors that affect the cost of studying in New Zealand?
The cost of studying in New Zealand depends on factors like your choice of university, the course level, location, and accommodation. Additionally, living expenses, personal lifestyle, and the availability of scholarships or financial aid can also influence the overall cost.